Experteer Overview As a Credit Risk Analyst at Scalapay, you help safeguard our credit portfolio and customers by monitoring risk, identifying patterns, and supporting strategies to reduce losses without harming experience. You’ll partner with data science, product, engineering, and fraud teams to drive measurable impact across the credit lifecycle in a fast‑moving BNPL environment. This role offers exposure to decision‑making and cross‑functional collaboration with a focus on responsibility and growth. You will work on data‑driven analyses, portfolio monitoring, and evolving risk strategies in a leading fintech setting.Retribuzione / Benefits
- Monitor and analyze the credit portfolio using data‑driven studies and reporting
- Track portfolio performance and trends to inform forecasting and risk insights
- Oversee and improve application processing and credit scoring processes with internal and external providers
- Utilize Credit Bureau data and indicators to support credit decisions and monitoring




- Collaborate with Fraud Management to detect and prevent emerging fraud patterns
- Contribute to evolving credit risk strategies in a fast‑growing BNPL environment

Responsabilità
- Bachelor in Mathematics, Statistics, Economics, or a related quantitative field
- Hands‑on experience with credit scoring models, tools, and methodologies
- Strong proficiency in SQL for data extraction and analysis
- Experience or working knowledge of AWS‑based tools (SageMaker, Feast, Amazon QuickSight)
- Solid understanding of credit risk management in financial services, payments, or e‑commerce
- Strong analytical and problem‑solving skills with attention to detail
- Ability to work effectively in a fast‑paced, cross‑functional environment
- Strong written and verbal communication skills in English
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📌 Credit Risk Analyst (Italia)
🏢 Experteer Italy
📍 Italia