About

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Swan is Europe’s embedded banking specialist. We empower software companies to embed banking features like accounts, cards, and payments directly into their products, under their own brand. Swan processes over €2.5 billion in monthly transactions for more than 150 companies — like Pennylane, Indy, Agicap, Libeo, and Lucca. Founded in 2019, the company has received growth capital from leading investors such as Lakestar, Accel, Creandum, Bpifrance and Eight Roads. Swan is a principal member of Mastercard and a licensed financial institution, regulated by the French banking authority (ACPR).

Our Mission

Banking belongs in business software. Many software companies already serve small businesses well, helping them send invoices, run payroll, manage inventory, and more. They are on a mission to become the central hub for managing every aspect of business life. When it comes to financial workflows, there’s still a gap. Too many critical tasks such as managing cash flow, tracking payments, or reconciling accounts happen outside the software. Business software shouldn’t just record financial activity — it should run it.

Job Description

As a FinCrime Analyst, you will play a crucial role in ensuring the safety and compliance of our financial operations. Operating within the Financial Crime team, which collaborates closely with Compliance, Legal and Operations, you will be instrumental in detecting and addressing risks related to money laundering, fraud, sanctions and other illicit activities. Your expertise will contribute to protecting the company’s reputation and ensuring regulatory compliance, with a specific focus on the Italian market and corporate customers.





Key Responsibilities

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- Transaction monitoring as a 2nd line: analyze escalations from 1st line on customer transaction patterns, with strong focus on Italian corporate customers, to identify potential money laundering or fraudulent activities.

- Sanctions screening: perform sanctions and PEP screenings as well as due diligences when necessary to ensure compliance with international and local (Italian) regulatory requirements.

- Investigations: conduct in‑depth investigations into suspicious activities and transaction patterns, assessing, drafting and submitting Suspicious Activity Reports (SOS) in line with Italian AML regulations.

- Fraud response: support the management of fraud‑related incidents, including analyzing chargeback cases, unauthorized transfers and phishing attempts.

- Procedure development: contribute to continuous improvement of FinCrime procedures and controls, with particular attention to Italian regulatory expectations.

- Data reporting: prepare, draft and submit Suspicious Activity Reports (SOS) to the Italian Financial Intelligence Unit (UIF), including operational use of Infostat‑UIF, following internal approval processes.

- Training: support training initiatives to educate teams on emerging FinCrime risks, typologies and mitigation techniques.

Preferred Experience

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- 5 years of experience in financial crime, fraud or AML within Fintechs, Payment Institutions,



EMIs or traditional banking environments, with focus on corporate clients.

- Hands‑on experience with the Italian AML framework, including UIF indicators of anomaly and Suspicious Activity Reporting (SOS).

- Familiarity with transaction monitoring tools and AML regulations (e.g., FATF recommendations, EU AML directives, Italian AML Law – D.Lgs. 231/2007) is a must.

- Strong analytical skills and detail‑oriented mindset.

- Ability to work autonomously on complex cases while collaborating effectively with the MLRO and senior stakeholders.

- Strong written and verbal communication skills, in both Italian and English.

- Prior experience with Infostat‑UIF is considered a strong asset.

- Empathetic, skilled, frank and collaborative approach.

Equal Opportunity Employer

Swan is committed to providing a caring work environment for all employees, regardless of age, sex, disability, sexual orientation, race, religion or belief. We recruit based on work experience, skills and overall personality, and we are intensifying efforts to improve diversity in our workplace.

Benefits

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- 27 days of paid leave.

- Well‑being support: access to Moka Care for mental health and wellness.

- Hybrid remote policy: option to work from home up to two days per week.

- Annual off‑site gathering for team collaboration and relaxation.

- Diversity and inclusion initiatives.

Values

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- Simplicity: making complex things simple.

- Long Term: supporting partners’ growth and climate action.

- Excellence: creating high‑quality banking services and exceeding expectations. xysqume

- Be Human: kindness, integrity and caring for planetary issues.

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📌 Senior FinCrime Analyst Italy (Milano)
🏢 swan
📍 Milano