Please note that this job requires mandatory relocation to Luxembourg.

About us Satispay began by rethinking the simple act of a payment to remove the friction from our daily routines. But we didn't stop there. Today, we are building a complete financial platform designed to empower people and concretely improve their lives.

By giving our 6 million users a clear, open path to pay, save, and invest, we are evolving into the definitive destination for every financial need. What you'll be doing As our FinCrime AML/CTF Specialist, you'll be the person who applies expert investigative methodology to resolve high-risk compliance matters, ensuring Satispay's integrity in an evolving regulatory landscape. Detection & Trend Analysis – Managing Transaction Monitoring (TM) workflows focused on AML typologies, proactively identifying emerging trends, and spearheading the creation of new alerting systems and detection rules to improve overall network security.

Specialized

Investigations – Conducting thorough Source of Funds (SoF) and Source of Wealth (SoW) investigations, verifying legitimacy through rigorous documentation and data analysis.

Regulatory

Reporting – Consistently preparing, drafting, and finalizing high-quality Suspicious Activity Reports (SARs) for Fraud and AML-centric cases.

Technical Escalation

Management – Acting as the primary resource for resolving AML-centric escalations from the wider Monitoring team.



Policy & Intelligence – Supporting the optimization of the AML/CTF policy framework by translating regulatory updates into operational processes and analyzing high-risk typologies to sharpen our controls.

Stakeholder

Liaison – Serving as a key contact for internal Legal and Compliance teams and supporting Quality Assurance (QA) reviews for high-risk case dispositions.

Experience – You bring 3+ years of experience in a first-line AML operations or specialized compliance role, with proven experience in handling complex entity structures and turning regulatory requirements into actionable procedures. Regulatory-to-Operational Expertise – An expert understanding of AML Directives, FATF recommendations, and local Luxembourgish AML laws, paired with the ability to operationalize these mandates into detection systems and risk workflows.

Analytical

Prowess – Superior critical thinking skills with the ability to synthesize complex, disparate data from internal and external sources (OSINT, company registers, etc.) Reporting Excellence – Exceptional written communication skills for drafting detailed, defensible regulatory reports that clearly articulate the operational risk.

Technical

Skills – Proficiency in utilizing external screening databases (e.g., ComplianceAssist)



and a deep understanding of how to leverage TM systems and data tools to detect sophisticated typologies. AML Typology & Flow Mastery – The ability to navigate the highest levels of complexity with full autonomy, identifying hidden risks and designing the flows needed to mitigate them.

Strategic Risk

Communication – The ability to act as the definitive voice on AML risks, providing the technical and operational guidance needed to address emerging threats. Core Values – Unwavering ethical judgment, extreme attention to detail, and the discretion required to handle highly sensitive customer information. It's a fun ride, but it can be challenging.

To make sure our people truly thrive, we're committed to making their lives easier, both in the office and out in the world. Health (Private insurance for you and your family, psychological support with Serenis, mental health workshops) Financial resources (Stock Option Plan, Meal vouchers, Relocation support if you're moving countries) Growth and development (Professional development programs, Internal mobility, Language courses with Preply) Flexibility (Unlimited PTO, Hybrid working policy*, Flexible working hours) Family (Enhanced parental leave, Additional leave for child sickness) * We embrace three days per week in-office (Tuesday and Thursday + 1 of your choice), with the option to request extra remote time. Learn more about us Our values and pillars aren't just fancy words on a page - they really shape everything we do.

LI-HYBRID #

📌 AML Monitoring Analyst (Milano)
🏢 Satispay
📍 Milano