ph3THE POSITION /h3pWe are looking for a Credit Analyst to join our Finance team and support the effective management of customer credit risk within the Order-to-Cash environment. /ppReporting to the Treasury Credit Manager, the candidate will play a key role in assessing customer creditworthiness, monitoring credit exposure, supporting collection activities, and helping protect the company’s financial position through proactive risk management. /ppYou will work closely with Commercial teams, Finance stakeholders, the Global Business Services Center (GBSC), external credit information providers, credit insurance partners, and legal advisors to ensure the consistent application of credit policies and effective receivables management . /ph3Responsibilities: /h3ulliAssess and monitor customer credit risk through the analysis of financial statements, payment behavior, credit reports, and other risk indicators. /liliSupport the definition, review, and maintenance of customer credit limits. /liliIdentify potential risks, overdue positions, concentration exposures, and early warning signals using credit assessment tools and external data sources. /liliManage and follow up on overdue receivables, coordinating collection activities and escalating critical cases when necessary. /liliCollaborate with Commercial teams, Finance stakeholders, and GBSC on invoicing issues, cash allocation, RIBA issuance, dispute resolution, and customer-related matters. /liliSupport the calculation, review, and recharge of late-payment interest. /liliPrepare and maintain credit risk reports, receivables analyses, collection updates, and KPI dashboards for key stakeholders. /liliManage interactions with external parties, including credit insurance providers, credit agencies, and legal advisors, supporting risk mitigation and recovery activities. /liliEnsure compliance with internal credit policies, governance standards, and process requirements while contributing to continuous improvement initiatives. /li /ulh3Requirements:



/h3ulliMinimum 2 years of experience in Credit Management, Credit Risk Analysis, Accounts Receivable, or Finance-related roles. /liliFluent Italian and English (B2 or higher), both written and spoken; additional European languages are considered a plus. /liliStrong knowledge of creditworthiness assessment, financial statement analysis, credit limit management, customer risk evaluation, collections, dispute management, and KPI reporting. /liliAdvanced proficiency in Microsoft Excel (Pivot Tables, XLOOKUP, Power Query). /liliExperience with Power BI for reporting and dashboard development. /liliKnowledge of Power Automate or other workflow automation tools is considered an advantage. /liliExperience with SAP ERP (FI-AR module preferred). /liliFamiliarity with credit information and credit insurance providers such as CRIF, CRIBIS, Dun Bradstreet, Coface, or Euler Hermes. /liliStrong analytical and problem‑solving skills, attention to detail, and ability to manage multiple priorities in a dynamic environment. /liliExcellent communication, stakeholder management, and cross‑functional collaboration skills. /liliProactive mindset with a focus on continuous improvement and operational excellence. /li /ulh3What we offer: /h3ulliFor this position we offer a limited 12 monthscontract. /liliThe gross annual base salary foreseen for this position ranges from€35.000,00to €38.000,00 , depending on candidate's skills and experience. /liliFree access to the company canteenand ticket restaurants when working remotely. /liliAwiderange of benefits foryourphysical, financial,socialand mental wellbeing. /liliA support to develop your own professional and personalpaths,including our full range of development programs. /liliWe warmly welcome applications from candidates belonging to protected categories,in accordance withLaw 68/99. /liliWe foster a workplace built on respect, trust, and empathy, free from discrimination. We are powered by our people, and we believe that our differences are our strengths. Everyone is valued,respectedand empowered to be themselves. /li /ul /p #J-18808-Ljbffr

📌 Credit Management Analyst (Milan, Italy, Agrigento) (Milano)
🏢 Biopharma Careers
📍 Milano