Credit analyst assess and make decisions about customer credit applications using a range of criteria including purpose of application, customer payment history and customer credit-worthiness.
He/She grants the management, the analysis and the credit assessment of the financing requests according to the company’s credit&risk; policy.
He/She grants an high quality of service maintaining an excellent cooperation with the Dealers.
Roles and Duties – core business
- The credit analyst verifies the data quality of the customer’s information input into the Bank system by the dealer and related to the financing request.
- The credit analyst manages the credit requests assessment,
performing checks and verifications on the customers’s position according to the credit and risk policy.
- The credit analyst grants the credit assessment and decision of the financing requests processed according to his/her competence level and of the credit policy.
Competences
- University Degree
- Knowledge of the bank system and credit bureaus
- He/She knows how to read the income document for private and professionals customer
Personal flairs
- Attention to details
- Ability to perform in stressfull situation
- Relationship and comunication skills
- Team working
- Problem solving
- Negotiation
- Target oriented
- Decision making capabilities
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