The
"Group Payment Solutions"
(GPS) product line's mission is to steer and oversee at Group level the strategy, the management and the development of transactional payments, cash management, Acquiring and Issuing products and services, with the goal to have competitive and cutting-edge products, in line with market and technological trends.
Within Group Payment Solutions,
"Issuing & Acquiring"
focuses on steering and supervising at Group level the strategy, the development and the management of Acquiring, Issuing and Payment Cards products (including card wallet, virtual cards and proximity payments card based) and related services considering both market and technology trends and evolution of the competitive arena.
In particular you will be part of the "Card Issuing" team within "Issuing & Acquiring" structure.
In this role you will:
Responsibilities
:Collaborate to the steering and supervision of the Issuing strategy
at Group Level according to its own specificities in coordination with the parallel development of the Acquiring strateg
ySupport
the management and development of
Card Issuing products and service
sCreate and analyse ad hoc Business Case
s to assess new initiatives in term of profitabilit
yCoordinate project work stream
s and providing
project management for key initiative
sConduct market intelligenc
e on a need basis, analyse and understand recent trends, assess competitors value propositions, propose actions for further improvements also leading best practice sharing to all LE
sMonitor the competitive situation and payment industry dynamic
s, identify threats and opportunities, and recommend appropriate response strategie
sManage the relationships with Group Strategic Partner
s within Issuing scop
eWork on specific topi
c related to Card Issuing, always considering a Group perspective
:Analyse, manage
an
d monitor Group LEs International Card Scheme
s (ICSs) and
Domestic Schem
e
fee
s within the
framework of Long-Term Agreement
s (LTA) in place with payments' network
sAssessment of
card schemes manual
s, bulletins, quarterly reporting and Interchange fees chart
sManagement of
BIN product lis
t to action relevant business initiatives
within consume
r and




commercial custome
r bas
eLeverage on dedicated dashboar
d
to monitor Card Schemes fee
s based on partnership in place with external provider.
In addition, perform assessment leveraging on detailed reporting availabl
eDeep dive the nature of Schemes Fee
s billed to Group LEs such as
new fee
s,
optional service
s
penaltie
s and
mandate
sActive analys
e and
monito
r ofICSs, Domestic Schemes and Processing fees at Group level
within the scope of Multi Year Pla
n to define cost optimization initiatives and savings opportunitie
sInteract withICSs counterpart
s and
third party provider
s involved in the fees billing processe
sSetup of monthly reporting processe
s to track Card Issuing performances with impact at P&L; with a focus on costs side (e.g., Card Schemes fees)
Adoption
dashboards and intelligenc
e tool leveraging on
payment partners
(e.g., Scheme tools
)
)Develop on a regular basis "good practice sharin
g", centralize know-how and deliver multi-market solution
aiSpecific Issuing product knowled
ge (debit, credit, prepaid, wallet, token, etc
.)Ability t
o match different data sourc
es and create effectiv
e reporting to support decision maki
ngKnowledge on main relevan
t Card Issuing regulatio
ns (e.g., Multilateral Interchange Fees)
Knowledge o
f payment process
es an
d logi
csAbility t
o deal with different counterpartie
s a
nd external provide
rsExpertise in card payments business mode
l (e.g., revenue model, cost side) is a pl
Qualifications
Degree in Economics, Finance or Enginee
RingFluent in English knowledge of other languages utilized in UniCredit countries are wel
comeSolid foundation in business topics, planning, strategic methodologies and project management even in multi-countries perspec
tiveGood knowledge of Payment industry,



new technologies, trends and related metrics/dri
versClear understanding of reporting and data analysis and usage of surveys / market anal
ysisStrong MS-Office skills (Excel, Power Point, Think C
lls:High degree of flexibility and endurance, critical thinking and decision ma
kingStrong teamwork capabilities and ability to work within a global structure with parallel projects in a highly collaborative ma
nnerAble to lead various stakeholders to execute complex projects efficiently and to think strategically but also execute operation
allyExcellent communication skills whether it is presenting in a meeting or building out a deck (for Top Management and for internal/external stakehold
ers)Strong commitment, interpersonal skills, entrepreneurial thinking to support the establishment and development of Group Payment Solut
ionsSelf-motivated, can-do attitude, problem-solver who can work in a fast-paced environ
mentAble to remain effective under tight deadlines, manage multiple processes in parallel and manage uncertainty including the capability to manage pressure and un-expected t
Benefits
riamoParticipating in the development of the new Group Payment Solutions framework within Client Solu
tionsWorking on payments topics as key and growing strategic focus for Group's development and contributing to the strategic evolution of UniCredit
GroupWorking in a very dynamic and international environment in a continuously evolving framework and in a very enthusiastic and well-diversified
teamHaving the opportunity to contribute designing the transformation of the bank payment landscape providing new ideas and new tho
ughtsCooperating with all the main company departments for a full understanding of the business dynamics and of the business
modelOpportunity to acquire visibility and to strengthen own profile leveraging on the high level of competencies and on the global role assigned to Group Payment Solu
tionsSupporting concretely business activities, development projects and best product offer to cl
ientsParticipating to the identification and set up of new way doing banking (new channels, new product offers,
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📌 Group Payment Solutions - Issuing & Acquiring – Card Issuing – Card Fees Specialist (Bardi)
🏢 Unicredit
📍 Bardi