pAt Scalapay, we’re shaping a bculture /b with high standards, independent and critical thought, binnovation, ownership, and continuous learning /b. We operate in a bfast-moving, tech-driven environment /b, and we’re looking for people who bthrive in change, think boldly, and take initiative. /b /p pIf you’re ready to bput your potential to the test /b in a hiring process designed to spotlight exceptional talent, this is your chance to stand out and grow bwith one of Europe’s most ambitious fintech teams /b. /p p#MakeItHappen #PlayAsATeam #StayCurious #FocusOnCustomer. /p h3THE MISSION: /h3 pAs a Risk Analyst, you will be the dedicated risk owner for Scalapay's subscription products. This is a high-impact role where you design the decisioning logic behind a growing product line, take it live in our rules engine, and own its performance from there. /p pYou will work as the risk counterpart to the Subscription team, turning product ambitions into risk requirements, and you will contribute to the fraud prevention work that protects the whole portfolio. /p h3WHAT YOU WILL DO: /h3 ul liOwn the risk framework for subscription products end to end: eligibility criteria, decisioning logic, and the data and signals behind them. /li liPartner with the Subscription team as their single point of contact on risk, flagging exposure early and shaping product decisions before they ship. /li liDesign the risk layer for new launches rather than inheriting it, working alongside product, engineering and compliance from the start. /li /ul h3Decisioning Performance Monitoring /h3 ul liImplement and maintain rules in our decisioning engine, with clear documentation and measurable expected impact. /li liBuild the reporting that shows how approval rates,



losses and fraud are trending across your product area, and act on what it tells you. /li liRun post-implementation analysis on every significant change: what we expected, what happened, what we do next. /li liContribute to fraud monitoring, investigation and intervention across the portfolio, including during volume peaks. /li liInvestigate emerging fraud patterns and translate them into detection logic and rule changes. /li liWork with our external fraud and identity data providers to get the most out of the signals we buy. /li /ul h3Cross-Functional Collaboration /h3 ul liWork closely with data, engineering, finance, compliance, legal and customer support to get decisions shipped, documented and understood. /li liCommunicate findings and recommendations clearly to both product stakeholders and risk leadership. /li /ul h3WHO WE ARE LOOKING FOR: /h3 ul liHolder of a Bachelor's or Master's degree in Economics, Statistics, Engineering, Data Science, or a related field. /li li2+ years in risk, fraud, credit decisioning, payments or a comparable analytical role, preferably in fintech, BNPL or consumer lending. /li liProficiency in SQL and comfort working independently in a data warehouse; Python is a plus. /li liSound judgement: you can make a decision with incomplete data, and the discipline to measure it afterwards.



/li liGenuine interest in both credit and fraud rather than a strong preference for one. /li liExcellent communication skills, with the ability to explain a risk decision to a product manager and to a compliance reviewer alike. /li liHigh attention to detail and strong ownership of deliverables. /li liExceptional communication skills in English, both written and verbal (B2-C1). Italian is a plus. /li /ul pNice to have: exposure to card, subscription or account-based products; experience with a rules or decision engine in production; familiarity with external fraud and identity data providers. /p h3WHY YOU SHOULD JOIN SCALAPAY: /h3 ul liAttractive packages based on skills and experience — the salary band we have for this position is of 32'000– 44'000 € (Gross Annual Salary) /li liInternational environment with significant challenges to be met every day /li liLots of opportunities to work with a team of industry tech leaders who are focused on delivering products that offer exceptional user experiences /li liPersonalised support to accelerate your professional growth and take ownership of the products you deliver: we want to help you grow! /li liLatest technologies and being encouraged to bring your flair to the role. /li /ul h3OUR HIRING PROCESS: /h3 ul liAn initial chat with our Talent team /li liThe first interview with the Hiring Manager to dive deep into your experiences and better understand your motivation /li /ul pSuper Pro tip: we know that application processes can be scary and frustrating but… we look for talent, not people that tick all our boxes. /p pPlease note that only candidates with a legal working status in Italy will be considered as we do not provide sponsorship. /p #J-18808-Ljbffr

📌 Risk Analyst (Milano)
🏢 Greenhouse Software
📍 Milano