Want to make an impact?The Credit Analyst is responsible for managing customer credit risk while supporting the organization’s revenue growth. This role partners closely with Sales to establish appropriate credit limits and payment terms, mitigate financial exposure, and ensure consistent and timely cash flow. With the implementation of credit insurance, this position plays a critical role in safeguarding the business against risk while enabling continued growth.The role is responsible for preparing comprehensive credit review proposals through analysis of third-party credit reports, customer payment history, internal payment trends, and key financial metrics derived from financial statements. These recommendations are presented to leadership for review and approval. This position is instrumental in maintaining strong credit controls, supporting integration efforts, and driving informed decision-making to balance risk and growth. This position will report to the Sr. Manager, Pricing and Accounts ReceivableWays you will make a differenceAnalyze financial statements, third-party credit reports, and customer credit history to assess overall risk across all customersIdentify and evaluate trends in customer payment history and internal payment behavior to proactively manage risk and inform credit decisionsPrepare and present comprehensive credit recommendations to leadership for review and approvalMonitor daily orders on credit hold, assess account status and exposure,



and provide clear release or hold recommendations to minimize disruption to shipments while protecting the company from undue risk.Partner closely with Sales to structure credit limits and payment terms that support revenue growth while managing riskSupport the implementation and effective use of credit insurance to mitigate financial exposureStandardize credit evaluation processes across newly integrated customer portfolios to ensure consistency and efficiencyIdentify and consolidate duplicate or inactive payer accounts to improve data integrity within the customer masterStrengthen overall credit risk management practices to protect cash flow and reduce potential bad debt exposurePerform annual review of the credit policyContribute to scalable business growth by balancing risk mitigation with commercial objectivesPerform other duties as assignedSkills that will make you successfulBachelor’s degree in Finance, Accounting, Business Administration, or related field2+ years of experience in credit analysis, accounts receivable, or financial risk managementProven experience conducting credit reviews and establishing/maintaining customer credit limitsStrong knowledge of financial statement analysis (income statement, balance sheet, cash flow)Proficiency in financial ratio analysis and credit risk assessment methodologiesExperience utilizing third-party credit tools (e.G., RetailStat, Pulse)Experience analyzing AR aging and customer payment trendsFamiliarity with credit insurance programs and risk mitigation strategies (preferred)Experience supporting integrations, mergers, or portfolio transitions (preferred)Proficiency in ERP systems (e.G., S4 Hanna)



and advanced Microsoft Excel skillsExperiences that will support your successStrong analytical and critical thinking skills with the ability to interpret data and support decision-makingSound judgment and confidence in making risk-based decisionsClear and effective communication skills, including the ability to present to senior leadershipProfessional presence with the ability to influence and navigate sensitive credit discussionsStrong organizational skills with the ability to manage multiple priorities and deadlinesHigh attention to detail and accuracyProactive and solution-oriented mindset with a focus on continuous improvementAdaptability and ability to perform effectively in a changing, fast-paced environmentWhat We OfferAt Ferrara, we’re proud to support our employees by providing comprehensive benefits such as health insurance, dental insurance, a 401(k), and paid time off (PTO). Eligible employees may also receive an annual premio based on company performance. Learn more about our benefits at https://flimp.Live/Ferrara-Candy-2025-OE-QRCompensationThe salary range for this role is $71,100 - $99,540 annually.EQUAL OPPORTUNITYWe are proud to be an equal opportunity employer. In order to provide equal employment and advancement opportunities to all qualified applicants and employees, employment decisions and opportunities at Ferrara will be based on merit, qualifications, and abilities, without regard to race, color, creed, religion, sex, sexual orientation, gender identity and expression, marital or civil union status, national origin, ancestry, citizenship, age, military or veteran status, disability, handicap, genetic information, pregnancy (childbirth or related medical condition), or on any other basis prohibited by law. This policy governs all aspects of employment, including selection, job assignment, compensation, discipline, termination, and access to benefits and training.#J-18808-Ljbffr

📌 Credit Analyst - $71,100 - $99,540 A Year (Roma)
🏢 Ferrara
📍 Roma