As Area Credit Manager you will be the senior in-country contact for credit and collections, protecting company assets while supporting local sales. You will manage complex, high-value customer relationships and exercise executive-level judgment on credit decisions within delegated limits. The role combines deep local market insight with cross-functional collaboration to optimize cash flow and risk. You'll influence area strategy, partner with risk functions, and mentor peers while remaining an individual contributor.
* incentive compensation (premio and/or commissions) where applicable
* Serve as the senior local point of contact for credit with Sales and country leadership, aligning risk strategy with the area and risk teams.
* Independently approve or decline order releases and holds within delegated authority, escalating only higher-risk cases.
* Review and authorize credit limits for critical or high-risk customers with proper documentation and policy alignment.
* Structure and approve payment plans and settlement terms for key accounts beyond analyst authority.
* Contribute input on Bad Debt reserve adequacy in line with policy.
* Lead and finalize negotiations with strategic customers in person, including senior stakeholders.
* Coordinate with Sales, Legal, Customer Service and others to resolve high-value disputes.




* Identify emerging risks in the area and drive corrective actions before escalation.
* Support and evolve local risk reporting and portfolio health visibility for management.
* Mentor local team and business on best practices in credit decisions while remaining an individual contributor.
* Engage with insolvency, legal, or debt-recovery processes for critical accounts as needed.
* Provide input to portfolio strategy and resource allocation to senior management.
* 10+ years of experience in Credit and Collections with complex or strategic accounts.
* Proven ability to make independent credit and collections decisions (e.g., payment plans, order release, credit limits).
* Experience mentoring or guiding teammates without formal supervisory responsibility a plus.
* Strong track record influencing senior stakeholders (Sales leadership, General Managers, customer executives).
* Bachelor in Business Administration, Accounting, Finance (or equivalent)
* Proficient in MS Office; advanced English and fluent Italian.
* Experience with collections systems (Oracle, Credit Management tools or similar).
* Face-to-face, senior-level customer and stakeholder interaction experience. As Area Credit Manager you will be the senior in-country contact for credit and collections, protecting company assets while supporting loca... #J-18808-Ljbffr

📌 Area Credit Manager (Lombardia)
🏢 Experteer Italy
📍 Lombardia