Overview As Product Manager, Loans, you will lead Qonto’s first SMB lending initiative from idea to launch. You’ll own the roadmap and key results for the Loans squad, shaping underwriting and decisioning in collaboration with Risk. You will explore AI-enabled credit guidance within a regulated framework and partner with Compliance, Growth, and Product Marketing to ship launches responsibly. This role offers an opportunity to influence how thousands of European businesses access credit at scale and to define the AI scope in credit. You join during a pivotal moment as lending becomes a top company priority, with ownership over your strategy and measurable impact. Responsabilità
* Own the Loans squad roadmap and KR from concept to launch
* Conduct continuous discovery and experiments to understand SMB credit needs
* Define underwriting and decisioning criteria in partnership with Risk
* Explore AI-driven credit guidance within regulatory limits




* Coordinate with Credit Platform, Risk, Compliance, Growth, and Product Marketing to deploy launches Requisiti fondamentali
* Experience taking products from idea to market (zero-to-one) in finance or regulated spaces
* Interest or experience in lending, underwriting, and repayment processes
* Proficiency with AI concepts and applying AI to credit decisions
* Autonomy to drive launches through risk/compliance approvals
* Clear written and verbal communication in English
* Strong cross-functional collaboration
* Curiosity and willingness to learn about lending
* Decision-making under regulatory constraints
* AI in credit decisions
* Lending / underwriting knowledge
* Risk and compliance-aware product development

📌 Staff Product Manager (Varese)
🏢 Qonto
📍 Varese