We are looking for a highly analytical and experienced Credit Risk Manager. The ideal candidate will have extensive experience in the consumer credit sector, with a strong focus on underwriting both retail and corporate portfolios. You will be responsible for evaluating creditworthiness, managing risk provisions, and ensuring full compliance with regulatory reporting standards.

- Proven Experience: Several years of experience s in Credit Risk with specific expertise in IFRS 9 impairment frameworks.

- Technical Knowledge: Deep understanding of Credit Risk triggers and the qualitative/quantitative criteria for credit reclassification.

- Regulatory Expertise: Familiarity with EBA (European Banking Authority) guidelines on management of non-performing and forborne exposures.

- Analytical Background: Ability to interpret PD (Probability of Default), LGD (Loss Given Default), and EAD (Exposure at Default) models across different credit stages.

- Full professional proficiency in English (written and verbal) is mandatory.

- Proven experience leading teams

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📌 Credit Risk Manager (Roma)
🏢 Ford Motor
📍 Roma